Latest Blog Articles

Minnesota Bankruptcy Advice- Are Student Loans Eligible for Discharge?

Tips from Minnesota Bankruptcy Attorneys- Behm Law Group Student loans are generally understood to be “exempt” when it comes to bankruptcy protection. If you have student loans, you are required to pay them back in full, and the federal governme

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They Are Not on Your Side- Credit Cards Can Lead to Bankruptcy

Considering bankruptcy in Minnesota? Behm Law can help. Commercials for big credit card companies make it look and sound like their only intent is provide you with an easy alternative to cash or checks to help all your "wants and needs" come true. T

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The Government Shutdown and Bankruptcy

Unless you’ve been on an extended vacation in a far-away land with limited access to television, radio, or internet, you have heard about the U.S. government shutdown. The media calls it a “partial shutdown.” You may be wondering, "How does the

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Why Chapter 13 Bankruptcy? Advice from Behm Law Group

For some people, Chapter 13 bankruptcy is the best option to consider when deciding which type of bankruptcy to file. While Chapter 7 bankruptcy discharges people from all of their unsecured debts, Chapter 13 allows you to renegotiate your debts into

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Chapter 7 Bankruptcy and The Means Test

The means test was developed to ensure that the only people who file for Chapter 7 bankruptcy are those who truly do not have the ability to pay back their debts. There are many factors that go into the means test, so you should rely on an experience

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Going to Jail for Owing Money? Or, Bankruptcy?

There are not supposed to be debtor’s prisons in the United States. That's what bankruptcy is for. However, debt collectors have found a legal dirty trick to send a debtor to jail. Though it doesn’t happen often, this is a technique they are usin

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Is Bankruptcy the Easy Way Out?

Has anyone made you feel that by filing for bankruptcy you are taking the easy way out? That judgmental attitude is not only incorrect, it can be harmful if it keeps you from getting the help you need. Bankruptcy is not a trivial thing. It can be a c

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Experience and Sensitivity Needed

When you hire a bankruptcy attorney, you are putting your financial future into that person's hands. Not only that, but you will be required to show that person all of your finances. If you're like many people, your finances are deeply personal and s

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Payday Loan Predators

When they hunt, predators don't look for strong or healthy prey -- they seek out easy, unsuspecting victims. This is true both in the animal world and in the financial world. When times get tough, unscrupulous lenders promise easy money in the form o

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Are All Debts Discharged After a Bankruptcy?

When faced with crushing debt and no light at the end of the financial crisis tunnel, many folks turn to bankruptcy in order to protect themselves from over-zealous creditors, collection agencies, and the possibility of being sued. While many types o

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