Has anyone made you feel that by filing for bankruptcy you are taking the easy way out? That judgmental attitude is not only incorrect, it can be harmful if it keeps you from getting the help you need. Bankruptcy is not a trivial thing. It can be a complex process that requires the skill of an experienced bankruptcy attorney. On top of that, bankruptcy can have serious consequences if it is not done right. For many people, however, it is the only choice they have.
Repercussions
Bankruptcy can have serious effects on your credit score. If you file for either Chapter 7 or Chapter 13, the bankruptcy may stay on your credit report for 5 to 7 years. You may need to disclose that you filed for bankruptcy when you apply for credit. Not only that, but can it turn up if you rent a house or apartment, get a cell phone, or apply for car insurance. With these possibilities, it is inaccurate to characterize bankruptcy as being an easy way out.
The Only Way Out
Through no fault of their own, people find themselves in bad financial situations. A job loss or sickness – they find themselves choosing between food and debt payments. They realize they will never pay off all their debts. For these people, bankruptcy is the only way out.
Get the Help You Need
At Behm Law Group, we understand that no one wants to file for bankruptcy. We’ll never make you feel like you’re taking the easy way out. We’ll treat you with the respect you deserve. Stephen Behm has the extensive experience, knowledge, and skill to guide you through the bankruptcy process with as little disruption to your life as possible. Contact us today to obtain the best results when you need to file a chapter 7, 12, or 13 bankruptcy.
