You’ve suffered a financial crisis and there’s much more worry and uncertainty than money. The collection agencies call every day, especially at the wrong times. The phone begins to ring soon after you wake up, or after you come home from work, or while you are eating your dinner, and often the calls don’t stop when it’s bedtime. They even call you at your place of employment. But not only are they calling you, they’re calling your friends and relatives as well. Your mailbox is stuffed daily with threatening letters. They make you feel like a freeloader or a dishonest loser. They harass you as much as they feel is legally possible. However, they may be actually breaking the law in doing so. Have you had enough?
When collections against you get this bad it’s time to act and protect your rights. When you file for bankruptcy relief, your creditors can no longer harass you. The annoying phone calls and threatening letters stop. This relief occurs when your bankruptcy attorney files a bankruptcy petition on your behalf. A bankruptcy petition is your official application to declare bankruptcy. After your attorney files the bankruptcy petition, your creditors are only allowed to communicate directly with your attorney. If they happen to call you before they receive official notice of your bankruptcy filing, you are entitled to inform them you have filed and you may direct them to contact your attorney. Any further direct communication with you from that point on is illegal and your creditors can be liable for damages and attorney’s fees.
How much harassment can you take? How much is enough? Have you done your best but feel you are out of options? You don’t have to take it any longer. Our trained and highly experienced bankruptcy lawyers at Behm Law Group have helped hundreds of people like you. We help stop the harassment and we can help you get a fresh start. Protect your rights, protect your future, and protect yourself. If you are tired of the harassment, give us a call.