Month: January 2015

Are your adult children “moochers”? At Behm Law Group, we find this term offensive, especially in light of today’s very challenging employment landscape. Do any of your children live at home, expense free? At Behm Law Group,  we call this “reality” because, due to very difficult economic times, it is very common that many adult children have moved back in with their parents just to get by. The bankruptcy attorneys at Behm Law Group, don’t want to interfere with your philosophy of family. However, irrespective of the very difficult present day economic realities, it could be time for you to make some changes, especially if you’re retired, so that you are not forced into bankruptcy yourself.

If you’re retired, you likely have a fixed income. You had planned to support yourself and perhaps a spouse in later years. But now, if the kids have moved to your house, why are you paying all of the bills? Shouldn’t parental obligations have limits? If by paying for the bulk of their expenses puts you on precarious slopes financially, you should make some changes. It would be reasonable for you to demand some sort of remuneration from your children in exchange for your kindness in allowing them to reside with you.

Mankato, the bankruptcy attorneys at Behm Law Group know you love your children. You want the best for them. We only ask that you seriously consider the financial landscape here. Fixed incomes are finite, and you know you’ll likely have health concerns in your later years. You need your money. If you don’t require money in return for what you’re providing at this stage in your life, you might be the one declaring bankruptcy.

You have a right to enjoy your life, too. When your children were young you were there as much as you possibly could be. But now, it’s your time to try and do what you want to do.

We advise you to put your agreement in writing. Don’t just rely on a verbal arrangement when it comes to money. Memories are unreliable. A written agreement should define the terms clearly.  A well-thought plan will protect you from slippery financial situations.

Make sure you work toward not having to file for bankruptcy relief, Mankato residents. If you find yourself in that situation anyway, call us at Behm Law Group. We would be happy to help you.

Here you are, the image of success. You have a job that pays the bills, a house you own, a car, a spouse who works, and loving children. Everything’s great, right? Then one day, either you or your spouse gets that dreaded notice…you know, the message that states “We hate to do this, but you’re fired.” You didn’t even see any signs that would indicate all was not well.

You can get another job, because you’re talented. However, when weeks turn into months and more months, your family has to dip into savings just to stay afloat. One income, instead of the required two, takes its toll on you and your family. You can only tighten expenses so much.

Bankruptcy is the only practice area for the attorneys at Behm Law Group.

Behm Law Group will help you navigate the nuances of bankruptcy law. Our bankruptcy attorneys in Mankato not only limit their practice to bankruptcy but also care about people, people like you.

Bankruptcy occurs to people of all economic levels. The bankruptcy attorneys at Behm Law Group assure you we can help you to your satisfaction and chart a course to reclaim your solvency in the Mankato area.

In the span of a lifetime, bankruptcy doesn’t have to play a major part. Think positively. Once you become solvent again, bankruptcy will become a distant memory in no time.

You’re talented. You have support at home. You have what it takes to succeed. Otherwise, you couldn’t have done it before. And now you have the expertise and support of the bankruptcy attorneys at Behm Law Group. Let us help you to gain momentum in finding success once again.

In Minnesota, hockey is the sport to play. As with any sport, the risks have to be considered along with the benefits. Sometimes it gets rough. Checking or other collisions can result in a player falling and suffering a concussion. It may not be severe, but sometimes it is.

Concussions don’t just happen in hockey. You could fall on the ice and hit your head just by walking outside. You could slip in the bathtub and sustain a concussion as well. Regardless of the reason, a severe concussion could lead to mounting medical bills. Mounting medical bills can lead to bankruptcy.

It can be difficult to save for an unknown eventuality when so many possibilities exist. You do the best you can. Sometimes your best doesn’t take care of an unexpected outcome. When that happens, you can rely on the bankruptcy attorneys at Behm Law Group to give you courteous, professional advice catered to your best interests.

We all face bumps in the road occasionally. That’s just part of life. Those bumps needn’t be debilitating. Behm Law Group in Mankato wants you to get the care you need without undue sacrifice.

Facing bankruptcy can gnaw at you and pull you away from your center. You need a bankruptcy plan. Who better to help you with that than attorneys who practice only in bankruptcy? That’s why the bankruptcy attorneys at Behm Law Group are the solution providers to your dilemma, rather than intimidating attorneys to be avoided.

Even if you don’t suffer a concussion, rising healthcare costs can be problematic for the best savers. Until some cost reforms are integrated into the system, healthcare expenses can be a threat to your savings. Serious accidents may require costs above what your insurance covers.

If a medical injury threatens your fiscal health and well-being, and bankruptcy is the only viable financial recovery option, contact Behm Law Group in Mankato for your bankruptcy needs.