Latest Blog Articles


Avoiding Dismissal With Prejudice With the Help of a Bank...

In the wonderful world of the freedom of the United States of America, it’s always optional to take advantage of the help that a trained and experienced lawyer can provide. Since the Gideon v....

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Bankruptcy in Owatonna, MN, Since 2005

As with all departments of US legislation, bankruptcy is an ever-changing legal process. Because the status of finances and the economy are rapidly transforming with the development of new...

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The Difference Between Disposable Income and Discretionar...

A common misconception about bankruptcy is that it's a financial endgame, halting aspects of your economic and personal life.  With Chapter 7, however, your finances are given a fresh start, free...

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Judgment Creditors and Your Assets with Chapter 7 Bankrup...

If your debts and financial obligations put you in a position where you may qualify for Chapter 7 bankruptcy, it's important to consider that option before one or more of your creditors place a...

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The Rise of Consumer Bankruptcy in Owatonna, MN, During t...

Bankruptcy in the U.S. has a number of seasonal patterns that have existed for years. These patterns show an increase or decrease in the rates of bankruptcy for consumer households and businesses...

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When Things Aren’t Straightforward During a Petition for ...

Preparing for bankruptcy requires a significant amount of paperwork for the filer. The forms, schedules, and other paperwork involved in a bankruptcy petition are necessary to determine how your case...

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Understanding Unsecured Debt and How It’s Treated D...

In most cases of consumer bankruptcy, the debts accumulated will be partially made up of unsecured debts. Whether this means the filer has a large amount of credit card debt or simply a significant...

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When and Why a Business Might Be Subject to Involuntary B...

In the majority of situations, a bankruptcy case is a voluntary legal process. However, Congress put provisions in the bankruptcy code so that it would be a fair process for both the filer and...

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The Good and Bad of Taxes After Debt Forgiveness in Manka...

Whether you're on your first, second, or third mortgage, debt gathered on your home over time is often a large factor in your bankruptcy case and how you are affected after your case is finished. If...

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Doubling Exemptions With Chapter 7 and Chapter 13 Bankrup...

Many of the Chapter 13 and Chapter 7 cases we work with are either individuals or households filing for bankruptcy. For those struggling financially with debts accumulated over the years, bankruptcy...

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Cramming Down Secured Debt With Chapter 12 Bankruptcy in ...

Today, the food industry is largely industrialized across the country, but there are some farming and fishing families still thriving today. However, because farming and fishing are some of the most...

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Claiming Excessive Exemptions and What You Can Buy Before...

Making prudent use of the financial help that filing for Chapter 7 bankruptcy can provide is one of the smartest things you can do if you’re overwhelmed by accumulated debts and financial...

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