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Beating Bankruptcy With Affirmations in Mankato, MN

Behm Law Group believes in the power of positive thinking.

Affirmations can work wonders. They set the stage for positive thinking. As you straighten your tie, you think, “I’m great at what I do.” As you tuck in your blouse, you muse, “I’m a good person.” Then you wink and smile at the mirror. Mankato, MN residents faced with bankruptcy know the best days have yet to come. Challenges do not last forever, especially if you actively think of a brighter future.

The bankruptcy attorneys at Behm Law Group, Ltd. want you to imagine a dream you have always wanted. Write it down. Post a note on your mirror with your goal. Slot a time in your daily agenda for contemplating the future. Let your mind ponder the possibilities.

Sometimes, Mankato residents can get broad-sided with bankruptcy. Life’s circumstances can change through no fault of your own. Maybe life is tugging at you, trying to tell you there is something better out there for you. Usually when people have dreams, they never think they are attainable. Therefore, they give up before they even start, until a disaster strikes. Behm Law Group, Ltd. knows a thing or two about disasters. Let us worry about the bankruptcy part, while you concentrate on your new beginning.

This is your chance to rev that energy into high gear, to plan, and to execute that plan. Surviving bankruptcy will become a reality, the disaster itself a distant memory. If you encounter a bump along the way, be thankful, for you just learned something in the school of life. Make time to re-group, to plan some more, and then to execute once again.

Behm Law Group, Ltd. wants you to know every journey has a beginning. Without a dream or plan, you can’t even take the first step, unless you want to arrive somewhere else. Decide where you want to go. Use affirmations to keep you mentally positive and to keep your dream possible. Without active engagement of your plan, you will likely wallow in confusion.

Affirmations work for the bankruptcy attorneys at Behm Law Group, Ltd. as well. When we stand tall in front of our mirrors, the ties gets straightened, the blouses tucked just so, and we smile, because we look forward to helping Mankato residents. We also smile because we feel great at what those same residents have been able to accomplish after bankruptcy. At Behm Law Group, Ltd. we want you to succeed. It’s in our nature.

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Mankato Bankruptcy Support

Behm Law Group provides more than just legal bankruptcy support for Mankato residents.

“How are you?” is a pretty common question. Akin to “Hello!” this question usually presumes a positive response. If negative, we tend to assess how negative and how much of our time will be required in listening to another’s problems. We have difficulties of our own. The mere mention of another’s problems may cause us to reflect on our own. If your friend fell on hard times and had to declare bankruptcy, nothing else is on this person’s mind. It can be overwhelming, especially if it was unexpected.

The best thing you can do is to be a friend and to listen. If that particular time doesn’t work well for you, suggest an alternate meeting. Let your friend vent for a while, but not too long. Gently steer the conversation toward active steps that could help your friend succeed. Be patient. Reassure your friend that you still value him or her as a human being. If he or she hasn’t already contacted a bankruptcy attorney, suggest Behm Law Group, Ltd. We’ll take care of your friend as though he or she were our friend, too.

Support doesn’t stop there, however. Your Mankato friend may experience depression or confusion thinking he or she is all alone. The best thing you can do is to continue to be a friend. Constantly reassure your friend that all will work out well eventually. Ask questions about how his or her journey is going and on what steps he or she is taking. Be the friendly guide that someone needs. The bankruptcy attorneys at Behm Law Group, Ltd. demonstrate compassion and patience as well.

Show your friend that he or she can rely on you to be there when he or she needs you the most. Too many people make a quick getaway when they receive a negative response to “How are you?” A true friend wouldn’t do that.

A true friend in Mankato responds rather than reacts to another’s admission of bankruptcy. If your friend gets stuck in a continual negative loop, help him or her climb out by providing positive steps he or she can take.

When Behm Law Group, Ltd. and you both work to be that positive influence a bankrupt person needs, eventually future conversations will take a turn for the better. The next time you ask one of your friends “How are you?” he or she will likely respond, “Fine, thanks.” Maybe you’ll even get a “great” or an “awesome.”

Your friend will feel better. You’ll feel better. Behm Law Group, Ltd. will feel better. Call us to start that positive journey.

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Post-Bankruptcy Planning in Mankato, MN

Behm Law Group helps you plan for your future after bankruptcy.

Memories are eternal. Everyone cherishes their fondest memories rooted in pleasant times. Our surroundings, like a favorite restaurant or arcade, figure prominently in those dreamy recollections. No wonder we experience shock and dismay when one of those historic sites declares bankruptcy. That wasn’t just a part of any memory. That was part of OUR memory.

Although memories have already occurred, the bankruptcy attorneys at Behm Law Group, Ltd. believe it’s human nature to want to relive the pleasant times. Part of that re-experience involves visiting those places again. This voyage into the past can rekindle the positive energy we once felt. If, on the other hand, when a business is bankrupt, or hasn’t been managed properly, we feel unfairly cheated. It’s as though our memories were stolen from us. That can’t be, of course, because our memories took place much earlier.

Bankruptcy in Mankato, MN can look much like those mismanaged properties. The pleasant has been replaced with what we consider to be bad. We dwell about “What if?” The “what if” is possible only if you relinquish the past and grab hold of your future. Behm Law Group, Ltd. has heard countless memories. But that’s just it. They are memories.

Harness those pleasant experiences on your mind. You worked to create them before. Mankato, MN residents can work toward positive experiences after bankruptcy once again.

Historic buildings come and go. Fashions come and go. When you think about it, nothing is truly constant, because circumstances and environs change with the times. It’s inevitable. One thing is for sure though; the attorneys at Behm Law Group, Ltd. specialize in bankruptcy. Regardless of how bankruptcy has intersected with your life, we’ve got you covered. We know bankruptcy laws, typical client experiences, and yes, something about memories too.

If Mankato residents are willing to work with us, we can ensure a more pleasant experience than what you may have imagined. Behm Law Group, Ltd. may not be able to top sunbathing on a beach in Maui…after all, this is Minnesota. But we can help you to fashion the required steps to get you to Maui and create positive experiences and memories. Are you up for the challenge?

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Creating a Financial Fitness Program

Behm Law Group helps Mankato area residents get their financial lives back into shape!

When was the last time you started a fitness program? We bet you had grand visions of a svelte body with toned muscles, at least for a few weeks. As soon as the habitual necessity becomes apparent to keep that body, the newness wears off. Instead of excitement, you anticipate the gym with dread. So you eye any fitness fad with desire. Maybe something new will be better. By now, Mankato, MN residents have determined physical fitness requires a regular regimen of discipline. Pick a sport, and stick with it. You will then secure the results you seek.

The bankruptcy attorneys at Behm Law Group, Ltd. want you to be aware of the financial fitness program. If Mankato residents don’t understand how they arrived at a state of bankruptcy, they won’t understand how to stay out of it. Just like physical fitness, financial fitness requires discipline. These are some steps we recommend:

1) Establish a budget for yourself and your family members. Let other family members participate in the process. They will be more apt to follow the rules everyone has agreed to, if they understand what those rules mean and why they were chosen.

2) Mankato, MN residents will be more likely to avoid bankruptcy by spending less than they earn. Sounds simple, yet with rising costs, this can be a real challenge for families. Discipline will be your friend.

3) Behm Law Group, Ltd. recommends you save some money for those unexpected circumstances, another fairly simple rule that can be harder to execute with limited funds and rising costs.

4) Mankato residents: beware of those credit and debit card offers! Choose wisely based on the lowest interest fees and the company with whom you’d prefer to do business. Plan to pay off any charges within the same statement period to avoid additional fees.

5) Although our attorneys can help you in the event of bankruptcy, we’d prefer you avoid it. Regularly monitor your bank and credit card statements to ferret out any fraud and incorrect charges. It might even behoove you to get ID theft protection.

Finally, Mankato: use that discipline to only purchase those items you need. Save the wants for when you are earning more money.

Even if you follow all of these steps, the bankruptcy attorneys at Behm Law Group, Ltd. realizes bad things happen to good people. Practice physical fitness to feel and to look your best. Practice sound financial fitness to achieve your best. If the weight of monetary burdens leave you financially weak, call upon Behm Law Group, Ltd. to help you whip your financial woes back to fiscal fitness.

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401Ks and Bankruptcy in Mankato, Minnesota

Behm Law Group Explains the Connections Between Your Bankruptcy Filing and Your Retirement Account

What do 401Ks and bankruptcy have in common? A 401K is an asset. While bankruptcy itself is not considered to be an asset, the lawyers at Behm Law Group, Ltd. would make a case that bankruptcy planning might be. With employees having multiple jobs in their lifetimes, it is possible for an employee to leave the 401K with the previous employer. Over time, that 401K may simply disappear from the memory banks.

What happens if that previous company files for bankruptcy with your 401K in tow? It is possible Mankato residents will not be able to recoup that money. Did you know that even if you no longer work for a company, you can roll over the 401K to a different company of your choosing? By actively keeping abreast of a company’s financial health, you can ensure your 401K remains safe until you need it most. However, if bankruptcy looms, contact the bankruptcy attorneys at Behm Law Group, Ltd. for answers.

What happens if the company you are working for goes under? Is your 401K safe? Maybe not. Again, the bankruptcy lawyers at Behm Law Group, Ltd. would be happy to help the residents of Mankato and throughout Minnesota. Financial regulations change all the time. With so many demands on your time, it can be quite cumbersome to keep track of everything. As your financial landscape evolves, think ahead. Hope for the best, but plan for the worst. Mankato, MN residents can count on the bankruptcy attorneys at Behm Law Group, Ltd. to give them sound, friendly advice.

Behm Law Group, Ltd. wants the best for you. Ask us about your concerns. We will give you honest answers.