You’ve heard it stated time and time again until it repeatedly drones in your head like a mantra; just make a budget and live within your means. At Behm Law Group we agree that everyone should live within their means and that keeping a budget makes financial sense. It sounds simple enough – just spend […]
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When You Can’t Afford Your Payments
June 19th, 2013 · No Comments
Tags: Bankruptcy Information
The Emotions of Filing for Bankruptcy
May 30th, 2013 · No Comments
If you are considering filing for bankruptcy, you are most likely under an enormous amount of stress. If your situation feels hopeless, try to understand that you’re not alone. At Behm Law Group LTD, we work with people in your situation every day. Although this can be a traumatic and depressing situation, we see the […]
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Preparing for Bankruptcy
April 29th, 2013 · No Comments
After months or years of struggling with debt, you have decided that the only way to attain financial relief is to declare bankruptcy. By following these steps, you can ensure that the process goes smoothly from beginning to end. Gather your financial information Your attorney will give you a complete list of things you need […]
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When Should I File for Bankruptcy?
April 16th, 2013 · No Comments
While each individual’s financial situation is unique, there are valid reasons that cause one to consider filing bankruptcy. In many of these cases, this is the wisest course of action to take. This is not to say that bankruptcy is a decision that should be made lightly. A person considering bankruptcy needs to understand there […]
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Post-Filing Financial Education
April 4th, 2013 · No Comments
In 2005, congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), which made major changes to existing bankruptcy law. One of these changes included the addition of a requirement that debtors receive post-bankruptcy financial education from an approved credit counselor or counseling organization. After meeting this education requirement the attendee is issued a […]
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When You Need to File for Bankruptcy
March 8th, 2013 · No Comments
At Behm Law Group, LTD, we see people from all different walks of life, and generally they have one thing in common—they’re desperate. Declaring bankruptcy is the last thing most people want to do; however, many feel that they have no choice. Perhaps you’re feeling financially stressed, maybe even desperate. Do you need to file […]
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Can I File Bankruptcy Without a Lawyer?
March 6th, 2013 · No Comments
Simply answered, yes you can. If an individual meets the eligibility requirements of filing bankruptcy in the state they reside in, one can file bankruptcy themselves. That being said, bankruptcy laws are complex and change frequently, and the process can be challenging to navigate without guidance from an experienced bankruptcy lawyer. If you attempt to […]
Tags: Bankruptcy Information